SSA Annual Updates

Find up-to-date information on the rates that SSA sets annually.

Supplemental Security Income (SSI) (2025)

	Individual	Couple
Federal Benefit Rate	$967/month (2024: $943)	$1,450/month (2024: $1,415)
Resource Limits	$2,000	$3,000

Substantial Gainful Activity (SGA) (2025)

Non-Blind	Blind
$1,620/month (2024: $1,550)	$2,700/month (2024: $2,590)

Trial Work Period (2025)

Trial Work Period	Minimum earnings before a month will count as trial work month for SSDI beneficiaries: $1,160/month (2024: $1,110)

Student Earned Income Exclusion (2025)

Monthly Limit	Annual Limit
$2,350 (2024: $2,290)	$9,460 (2024: $9,230)

Social Security Credits (2025)

Earnings to Qualify for Credits	Credits needed for Disability Benefits*
$1,810/one quarter of coverage (QC), (i.e., "credit") (2024: $1,730) Up to a max of $7,240/four credits (2024: $6,920)	If you become disabled before age 24, you generally need 1½ years of work (six credits) in the three years before you became disabled. If you are 24 through 30, you generally need credits for half of the time between age 21 and the time you became disabled. If you are disabled at age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled.

Earnings to Qualify for Credits

Credits needed for Disability Benefits*

$1,810/one quarter of coverage (QC), (i.e., "credit") (2024: $1,730)

Up to a max of $7,240/four credits (2024: $6,920)

If you become disabled before age 24, you generally need 1½ years of work (six credits) in the three years before you became disabled.
If you are 24 through 30, you generally need credits for half of the time between age 21 and the time you became disabled.
If you are disabled at age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled.

*How many credits you need for disability benefits depends on how old you are when you become disabled.

Medicare Costs (2025)

	Part A	Part B	Part D
Premium	Either $285 or $518 depending on how long you or your spouse worked and paid Medicare taxes. (2024: Either $278 or $505) Most people don’t pay a premium because of Medicare-covered employment.	$185/month (2024: $174.70) if 2023 income was less than $106,000 (individual)/$212,000 (joint)	Base premium (depending on plan) plus an Income Related Monthly Adjustment Amount (IRMAA) ranging from $13.70 - $85.80/month if 2023 annual income was above $106,000 (individuals)/$212,000 (joint filers)
Deductible	Hospital inpatient: $1,676 (2024: $1,632) for each inpatient hospital benefit period before Original Medicare starts to pay.	$257/year (2024: $240) before Original Medicare starts to pay.	Varies by plan and pharmacy.

Part A

Part B

Part D

Premium

Either $285 or $518 depending on how long you or your spouse worked and paid Medicare taxes. (2024: Either $278 or $505)

Most people don’t pay a premium because of Medicare-covered employment.

$185/month (2024: $174.70) if 2023 income was less than $106,000 (individual)/$212,000 (joint)

Base premium (depending on plan) plus an Income Related Monthly Adjustment Amount (IRMAA) ranging from $13.70 - $85.80/month if 2023 annual income was above $106,000 (individuals)/$212,000 (joint filers)

Deductible

Hospital inpatient: $1,676 (2024: $1,632) for each inpatient hospital benefit period before Original Medicare starts to pay.

$257/year (2024: $240) before Original Medicare starts to pay.

Varies by plan and pharmacy.

Medicare Savings Programs - Income and Resource Limits (2025)

	QMB Qualified Medicare Beneficiary	SLMB Specified Low-Income Medicare Beneficiary	QI Qualifying Individual	QDWI Qualified Disabled and Working Individual
Monthly Income Limit*	Individual: $1,325 Couple: $1,783	Individual: $1,585 Couple: $2,135	Individual: $1,781 Couple: $2,400	Individual: $5,302 Couple: $7,135
Resource Limit	Individual: $9,660 Couple: $14,470	Individual: $9,660 Couple: $14,470	Individual: $9,660 Couple: $14,470	Individual: $4,000 Couple: $6,000

*Income limits slightly higher in Alaska and Hawaii

Continued Medicaid Eligibility (1619(b)) Thresholds (2025)

State	Threshold	State	Threshold
ALABAMA	$38,224	MONTANA	$46,792
ALASKA	$91,034	NEBRASKA	$53,380
ARIZONA	$56,455	NEVADA	$41,854
ARKANSAS	$37,814	NEW HAMPSHIRE	$50,515
CALIFORNIA	$64,517	NEW JERSEY	$60,852
COLORADO	$60,307	NEW MEXICO	$52,325
CONNECTICUT	$61,000	NEW YORK	$64,017
DELAWARE	$58,286	NORTH CAROLINA	$46,540
D.C.	$69,141	NORTH DAKOTA	$59,539
FLORIDA	$42,119	OHIO	$46,314
GEORGIA	$38,308	OKLAHOMA	$44,009
HAWAII	$50,963	OREGON	$45,681
IDAHO	$50,535	PENNSYLVANIA	$52,088
ILLINOIS	$44,018	RHODE ISLAND	$43,226
INDIANA	$43,358	SOUTH CAROLINA	$41,539
IOWA	$52,860	SOUTH DAKOTA	$53,022
KANSAS	$50,882	TENNESSEE	$40,658
KENTUCKY	$44,078	TEXAS	$53,501
LOUISIANA	$41,886	UTAH	$53,845
MAINE	$52,139	VERMONT	$50,283
MARYLAND	$57,296	VIRGINIA	$59,755
MASSACHUSETTS	$48,854	WASHINGTON	$60,181
MICHIGAN	$43,627	WEST VIRGINIA	$40,250
MINNESOTA	$79,483	WISCONSIN	$49,368
MISSISSIPPI	$39,380	WYOMING	$51,502
MISSOURI	$50,375

Download SSA Benefit and Threshold Amounts

SSA Annual Updates

Supplemental Security Income (SSI) (2025)

Substantial Gainful Activity (SGA) (2025)

Trial Work Period (2025)

Student Earned Income Exclusion (2025)

Social Security Credits (2025)

Medicare Costs (2025)

Medicare Savings Programs - Income and Resource Limits (2025)

Continued Medicaid Eligibility (1619(b)) Thresholds (2025)

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