SSA Annual Updates

Find up-to-date information on the rates that SSA sets annually.

Supplemental Security Income (SSI) (2025)

  Individual  Couple
Federal Benefit Rate $967/month (2024: $943) $1,450/month (2024: $1,415)
Resource Limits $2,000 $3,000

Substantial Gainful Activity (SGA) (2025)

Non-Blind Blind
$1,620/month (2024: $1,550) $2,700/month (2024: $2,590)

Trial Work Period (2025)

Trial Work Period Minimum earnings before a month will count as trial work month for SSDI beneficiaries: $1,160/month (2024: $1,110)

Student Earned Income Exclusion (2025)

Monthly Limit Annual Limit
$2,350 (2024: $2,290) $9,460 (2024: $9,230)

Social Security Credits (2025)

Earnings to Qualify for Credits Credits needed for Disability Benefits*

$1,810/one quarter of coverage (QC), (i.e., "credit") (2024: $1,730)

Up to a max of $7,240/four credits (2024: $6,920)

  • If you become disabled before age 24, you generally need 1½ years of work (six credits) in the three years before you became disabled.
  • If you are 24 through 30, you generally need credits for half of the time between age 21 and the time you became disabled.
  • If you are disabled at age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled.

*How many credits you need for disability benefits depends on how old you are when you become disabled.

Medicare Costs (2025)

  Part A Part B Part D
Premium

Either $285 or $518 depending on how long you or your spouse worked and paid Medicare taxes. (2024: Either $278 or $505)

Most people don’t pay a premium because of Medicare-covered employment.

$185/month (2024: $174.70) if 2023 income was less than $106,000 (individual)/$212,000 (joint) Base premium (depending on plan) plus an Income Related Monthly Adjustment Amount (IRMAA) ranging from $13.70 - $85.80/month if 2023 annual income was above $106,000 (individuals)/$212,000 (joint filers) 
Deductible Hospital inpatient: $1,676 (2024: $1,632) for each inpatient hospital benefit period before Original Medicare starts to pay. $257/year (2024: $240) before Original Medicare starts to pay. Varies by plan and pharmacy.

Medicare Savings Programs - Income and Resource Limits (2025)

  QMB
Qualified Medicare
Beneficiary
SLMB
Specified Low-Income
Medicare Beneficiary
QI
Qualifying Individual
 
QDWI
Qualified Disabled and
Working Individual
Monthly Income Limit* Individual: $1,325
Couple: $1,783
Individual: $1,585
Couple: $2,135
Individual: $1,781
Couple: $2,400
Individual: $5,302
Couple: $7,135
Resource Limit Individual: $9,660
Couple: $14,470
Individual: $9,660
Couple: $14,470
Individual: $9,660
Couple: $14,470
Individual: $4,000
Couple: $6,000

*Income limits slightly higher in Alaska and Hawaii

Continued Medicaid Eligibility (1619(b)) Thresholds (2025)

State

Threshold

State

Threshold

ALABAMA

$38,224

MONTANA

$46,792

ALASKA

$91,034

NEBRASKA

$53,380

ARIZONA

$56,455

NEVADA

$41,854

ARKANSAS

$37,814

NEW HAMPSHIRE

$50,515

CALIFORNIA

$64,517

NEW JERSEY

$60,852

COLORADO

$60,307

NEW MEXICO

$52,325

CONNECTICUT

$61,000

NEW YORK

$64,017

DELAWARE

$58,286

NORTH CAROLINA

$46,540

D.C.

$69,141

NORTH DAKOTA

$59,539

FLORIDA

$42,119

OHIO

$46,314

GEORGIA

$38,308

OKLAHOMA

$44,009

HAWAII

$50,963

OREGON

$45,681

IDAHO

$50,535

PENNSYLVANIA

$52,088

ILLINOIS

$44,018

RHODE ISLAND

$43,226

INDIANA

$43,358

SOUTH CAROLINA

$41,539

IOWA

$52,860

SOUTH DAKOTA

$53,022

KANSAS

$50,882

TENNESSEE

$40,658

KENTUCKY

$44,078

TEXAS

$53,501

LOUISIANA

$41,886

UTAH

$53,845

MAINE

$52,139

VERMONT

$50,283

MARYLAND

$57,296

VIRGINIA

$59,755

MASSACHUSETTS

$48,854

WASHINGTON

$60,181

MICHIGAN

$43,627

WEST VIRGINIA

$40,250

MINNESOTA

$79,483

WISCONSIN

$49,368

MISSISSIPPI

$39,380

WYOMING

$51,502

MISSOURI

$50,375

   

 

Download SSA Benefit and Threshold Amounts

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