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If the applicant is working at or above Substantial Gainful Activity (SGA), is there a process that SSA can declare the applicant is disabled but on a non-pay status?

Question:

If the applicant is working at or above Substantial Gainful Activity (SGA), is there a process that SSA can declare the applicant is disabled but on a non-pay status?

Answer:

  • No. SSA would find that the claimant is ineligible for disability benefits because they are able to work at or above SGA level. At Step 1 of the Sequential Evaluation, the applicant would be found ineligible for benefits which includes both cash and health insurance.