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Can a person receive both unemployment and SSDI?

Question:

Can a person receive both unemployment and SSDI?

Answer:

  • Technically, it is possible to receive both unemployment benefits and SSDI, but it gets tricky.

    When you apply for unemployment benefits you attest that you are ABLE to work but you lost your job through no fault of your own and are actively looking for work. When you apply for disability benefits, you attest that you are UNABLE to work at a substantial gainful level.  There are certain circumstances where someone might be receiving unemployment and become disabled after becoming unemployed or became unable to work while they were employed due to an illness or injury on the job. These folks might apply to both programs but must actively seek work to maintain the unemployment benefit.